Obviously, if you're reading this, you're thinking about buying a new home. If you're undecided, consider the many good reasons for owning your own home. There aren't many experiences that can be as happy and as scary at the same time, as buying a home! But you'll find that the more you know, the easier it can be.
The home buying process begins with collecting information about you, the homebuyer, and determining which property style and features and also neighborhoods mee the needs of you and your family. You may need to consider driving distances from work, schools, and any hobbies or special needs of your family. Part of the information that will be necessary is an overview of your financial status. A qualified mortgage lender will pre-qualify you to determine the amount of mortgage you qualify for and also to guide you with the necessary closing requirements. This analysis is based on the ration of income to debt.
After you know how much you can afford, the areas you want to live in, and the style of house that will suit your family, it is time to go shopping. I will zero in on the parameters that have been established by you and your lender. Shopping for your home on the Internet will be a big part of the process. 75% of all home buyers shop on-line for the house they will purchase. My website link you to thousands of listings throughout the area.
You will then need to see properties in person. I can make all the arrangements and escort you through each property, helping you see the pros and cons of each.
Once your selection has been made, I will write an Offer to Purchase contract for you, and have it presented to the seller of the property.
Once the offer has been negotiated and accepted by the seller - you're on your way to home ownership. Congratulations!
If you're thinking of buying a home, you can count on me, Pam McCutcheon of Realty World Big Sky Country, to help you every step of the way.
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